401k Contribution For 2025. The most savings allowed in a 401(k) is $31,000 in 2025 for other. Simple 401k and simple ira plans have a lower contribution limit than standard 401k plans.


401k Contribution For 2025

The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024. For 2025, the irs raised the cap to $23,500 for people under 50 and $31,000 for people over 50.

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